At CRC Mortgages, we’re not just any mortgage broker in Liverpool – we’re industry experts with access to a comprehensive range of mortgages from across the market. CRC Mortgages combines expert knowledge of the mortgage industry with a touch of familiarity to create a service unique to you and your particular situation.
To speak one of our mortgage advisors in Liverpool, get in touch with us today.
At CRC Mortgages, we specialise in everything mortgage related, while the services we provide are built on extensive industry knowledge, professional expertise and outstanding customer relationships.
From a simple purchase to a complex limited company buy-to-let, providing such a comprehensive service is a passion of ours, and helping achieve their mortgage goals in the toughest of circumstances makes what we do worthwhile.
The best way to think of a mortgage is as a loan which is secured against your property. For that reason, it is vital that you seek expert advice from our mortgage advisors in Liverpool and have the most suitable mortgage in place that meets your needs and circumstances both now and in the future.
People turn to remortgaging for a number of reasons; however, most people switch mortgages to seek a more competitive deal and save money.
That said, keeping track of the most competitive mortgages available is a job in itself, and one that is often overlooked. At CRC Mortgages, our mortgage brokers in Liverpool have access to a range of mortgages from a number of lenders available so we can help you make an informed decision about the most suitable lender for you.
We aim to make the entire Remortgaging process completely hassle free.
Whether you’re a first-time buyer or an experienced landlord with a portfolio to match, purchasing a Buy-To-Let property can be a complicated process.
You want to be thinking about renovations and tenants, not mortgages and finances. That’s why at CRC Mortgages, we work alongside everyone from Estate Agents to Solicitors to help guide you through the Buy-To-Let marketplace, providing you with the best possible mortgage advisor service.
Trusted Mortgage Advice in Liverpool
Our mortgage advisors in Liverpool are dedicated to providing exceptional service to all new and existing customers who reach out via our contact form or phone. If you’re unsure about using a mortgage broker in Liverpool, we encourage you to explore our customer reviews, which showcase the high level of service we have provided to previous clients who chose to work with us.
We take great pride in what we do, and customer satisfaction is at the core of our business. Our team is committed to helping you achieve your mortgage goals with fast, reliable, and friendly mortgage advice in Liverpool.
Transparency and honesty are key to our approach. We carefully assess your situation to recommend the most suitable mortgage options, ensuring you feel confident in every decision. Our role is to remove as much stress as possible while answering any questions you have throughout the mortgage process.
As an independent mortgage broker in Liverpool, we have access to a wide panel of lenders, allowing us to compare thousands of mortgage deals to find the right fit for your circumstances. Many of these products are not available through high street banks, giving you access to exclusive rates and terms that could save you both time and money.
With years of experience in the mortgage industry, we have helped countless customers secure their ideal mortgage. No matter how complex your situation, our expertise means we are well-equipped to find the best solution for you.
Our goal is to find the most suitable mortgage or remortgage deal based on your individual circumstances. Our expert mortgage advisors in Liverpool are here to guide you through the entire process, ensuring everything is straightforward.
To get started, simply schedule a free consultation at a time that works for you. In some cases, we may even be able to offer same-day appointments, depending on availability.
During your initial consultation, your dedicated mortgage advisor will ask a series of questions to build a clear picture of your financial circumstances and understand your mortgage goals. This helps us determine the best options available to you.
With access to a wide range of lenders, we will compare thousands of mortgage products to identify the most suitable deal for your situation. Your advisor will talk you through the available options, ensuring you fully understand the terms and benefits of each one.
Once we have identified the right mortgage for you and you are happy to proceed, we will secure an Agreement in Principle (AIP). This confirms how much you can borrow, strengthening your position when making an offer on a property.
With your Agreement in Principle in place, you can start searching for your ideal home and make an offer. Once your offer is accepted, let us know, and we will move forward with your full mortgage application.
Our team will handle the entire application process, ensuring all paperwork is completed accurately and submitted to the lender. We will liaise with the lender on your behalf and keep you updated every step of the way.
Once your mortgage application has been processed and approved, you will receive a formal mortgage offer. Your case handler will keep you informed and guide you through the final stages leading up to completion.
We continue to support you even after your mortgage is completed, ensuring everything runs smoothly. If your circumstances change in the future, we will be here to help you review your options and secure the best possible mortgage deal.
At CRC Mortgages, we are committed to making the mortgage process simple. Whether you are buying your first home, moving house, or remortgaging, we are here to help you every step of the way.
A mortgage advisor assesses your financial situation, recommends suitable mortgage options, and helps you secure the best deal. They guide you through the application process, liaise with lenders, and provide expert advice to ensure you get a mortgage that fits your needs, saving you time and money.
Our mortgage advisors in Liverpool offer expert guidance on various mortgage products, helping clients find the most suitable options for purchasing property, remortgaging, or buy-to-let investments. We help with mortgages for first time buyers as well as many other types of mortgages and situations such as bad credit mortgages, CCJ mortgages, home improvement mortgages and many more.
Our mortgage brokers in Liverpool support first-time buyers by navigating the mortgage process, securing favourable terms, and providing personalised advice tailored to individual financial situations.
While both roles involve offering mortgage advice, a mortgage broker typically has access to a broader range of mortgage products from various lenders, whereas a mortgage advisor may be restricted to specific products or institutions. We offer you both.
Choosing an independent mortgage broker in Liverpool gives you access to a wider range of mortgage products compared to going directly to a high street bank. Unlike banks, which can only offer their own mortgage deals, an independent broker searches across multiple lenders to find the most suitable mortgage for your specific needs and circumstances.
An independent broker provides unbiased, tailored advice that prioritises your best interests rather than those of a single lender. Whether you are a first-time buyer, home mover, remortgaging, or investing in buy-to-let, an independent broker can compare thousands of mortgage products, including exclusive deals that may not be available to the general public.
Additionally, an independent mortgage broker handles the entire application process on your behalf, liaising with lenders, estate agents, and solicitors to ensure a smooth experience. They also have in-depth knowledge of the local property market and can provide valuable guidance to help you secure the best possible mortgage.
By working with our independent mortgage brokers in Liverpool, you benefit from personalised support, greater mortgage options, and expert industry knowledge, ultimately helping you save time, effort, and money.
During your initial consultation, a Liverpool mortgage advisor will assess your financial situation, discuss your property goals, and outline potential mortgage options available to you.
Our mortgage advisors in Liverpool stay well informed by engaging in continuous professional development, attending industry seminars, and maintaining strong relationships with lenders to provide clients with the most current advice.
The time it takes to process a mortgage application through a broker can vary depending on factors such as the complexity of your financial situation, and how quickly you provide the necessary documents. On average, the mortgage application process takes between 1 to 3 weeks from submission to receiving a formal mortgage offer. In some cases, it may be quicker, especially if you have all the required paperwork ready and the lender has a fast approval system.
The process begins with an Agreement in Principle (AIP), which can often be obtained within 24 to 72 hours. Once you have found a property and your offer is accepted, your broker will submit your full application to the lender, who will then carry out affordability checks and a property valuation. This stage typically takes 2 to 3 weeks, but some lenders may take longer. Once approved, the lender issues a formal mortgage offer, allowing you to proceed with the final stages of buying your property. Your mortgage broker will keep you updated throughout to ensure the process is as smoot as possible.
Why use a mortgage broker?
You don’t “need” a mortgage broker, but using one can make the process easier and more beneficial. A mortgage broker has access to a wide range of lenders, including deals not available on the high street, and can find the best mortgage for your circumstances. Our mortgage brokers in Liverpool handle the paperwork, saving you time and stress while ensuring you secure the most competitive deal. If you have a complex financial situation or need expert guidance, a broker can be invaluable in navigating the mortgage market.
Questions to ask mortgage broker
When speaking with a mortgage broker, it’s important to ask the right questions to ensure you get the best mortgage deal for your circumstances. Here are some key questions to consider:
A mortgage broker will need several documents to assess your financial situation and submit your mortgage application. These typically include:
Providing these documents promptly can help speed up the mortgage application process.
Getting the right mortgage advice starts with a simple conversation. Whether you’re a first-time buyer, home mover, remortgaging, or investing in a buy-to-let property, our expert mortgage advisors in Liverpool are here to help.
Reach out to us today to discuss your mortgage needs and take the first step towards securing the best deal for your circumstances.
Phone: 0151 257 5330
Email: info@crcmortgages.co.uk
We offer free, no-obligation mortgage consultations at a time that suits you. Simply call us, send an email, or fill out our online enquiry form, and one of our expert advisors will be in touch.
Let CRC Mortgages help you find the perfect mortgage in Liverpool—simple and tailored to you.
CRC Mortgages, a trading style of CRC Mortgages Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority Registered Office: Suite 7 Liverpool Road Studios, 113 Liverpool Road, Liverpool, L23 5TD. Registered in England and Wales No. 13034272.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £449 to £699 and this will be discussed and agreed with you at the earliest opportunity.
Your home may be repossessed if you do not keep up repayments on your mortgage.
