If you’re considering purchasing a concrete-built property and are concerned about mortgage options, CRC Mortgages is here to help you in Liverpool. These types of properties, although durable and increasingly popular, can sometimes present challenges when securing mortgage financing. Our experienced mortgage brokers and advisors understand the specific complexities and lender considerations associated with concrete-built homes. We’re well-equipped to guide you through the mortgage journey, offering clear advice and practical support at every stage.
What are Mortgage for Concrete Properties?
Concrete-built properties include those constructed using precast reinforced concrete (PRC), concrete panel construction, non-standard concrete builds, or poured concrete methods. Such construction styles have historically raised caution amongst certain lenders because of perceived risks, structural integrity concerns, and valuation uncertainties. However, obtaining a mortgage for these properties in Liverpool can be possible with appropriate management and guidance from knowledgeable mortgage brokers.
At CRC Mortgages, our advisors have extensive experience facilitating financing for concrete-built homes. We understand lenders’ criteria and how these properties are assessed. Our role is to clarify the process, identify suitable lenders, and help you access competitive mortgage options tailored to properties constructed with concrete.
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT
The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £449 to £699 and this will be discussed and agreed with you at the earliest opportunity.
If you would like to speak with an adviser,
please contact us below.
Remortgaging Concrete Built Properties in Liverpool
Already own a concrete property mortgage and looking into remortgaging? We regularly assist Liverpool homeowners in evaluating their remortgage options, aiming to help you secure competitive deals while clearly outlining the associated factors, potential benefits and considerations.
Whether your existing fixed-term deal is ending, or you’re exploring options to release equity from your concrete-built property, our Liverpool-based mortgage advisors will work closely with you to understand your circumstances, outline your options clearly, and support you in selecting suitable remortgage deals.
We assess each case individually, helping as much as possible to simplify the remortgaging process for your concrete-built property, clearly identifying and explaining lender requirements and criteria.
Why Choose Our Mortgage Brokers in Liverpool for Concrete Properties?
CRC Mortgages is dedicated to providing transparent, clear, and reliable mortgage advice tailored specifically to you and your unique property type. We place great emphasis on transparency, helping you understand precisely how mortgages for concrete-built properties work, clearly identifying where challenges may arise and how they can best be navigated.
- Local Liverpool Expertise: Our mortgage advisors are familiar with Liverpool’s local property scene, including knowledge of neighbourhood demand, property values, and lender attitudes towards concrete homes in various areas of the city.
- Personalised Guidance: Each mortgage application is different. Our advisors dedicate themselves thoroughly to breaking down mortgage complexities, guiding you step-by-step through the entire process as clearly and efficiently as possible.
- Clear Communication: We prioritise straightforward conversations, offering concise, jargon-free explanations so you’re well-informed when making your mortgage decisions.
- Reliable and Professional: Our experienced team in Liverpool is committed to professional standards, ensuring you receive a reliable, dedicated mortgage broker service.
Who Can We Assist With Concrete Mortgages in Liverpool?
Our mortgage advisors support a wide range of clients across Liverpool, including first-time buyers, home movers, property investors, and existing homeowners interested in remortgaging their concrete-built properties.
If you’re uncertain whether your concrete home is eligible for mortgage financing or remortgaging, our advisors are ready to assist you, clearly assessing your situation and helping to identify suitable lenders who accommodate your property type.
Frequently Asked Questions about Concrete Property Mortgages in Liverpool
Can I Get a Mortgage on a Concrete Property in Liverpool?
Yes, it is possible. However, lenders typically have specific criteria regarding concrete constructions, and certain forms of concrete-built homes may be more challenging to finance. Our Liverpool mortgage advisors will clearly outline lender conditions and help you explore suitable mortgage opportunities.
Are Concrete-Built Properties Harder to Mortgage?
Concrete-built properties are considered “non-standard” construction by many lenders, potentially limiting available mortgage options. However, with support from experienced mortgage brokers, it may still be possible to find suitable lenders prepared to finance or remortgage these properties.
Do Concrete Properties Have Lower Valuations?
Not necessarily. Valuations depend on multiple factors including area, property condition, local demand, and comparable sales. While historically they might have faced valuation challenges, many concrete properties in Liverpool are valued fairly according to standard property valuation principles. We can help clarify valuation concerns and guide you through the mortgage process.
Will I Need a Specialist Survey on My Concrete Property?
Potentially. Some lenders might require specialist surveys (for example, Structural Engineers Reports or Building Surveys) to confirm condition and acceptable structural standards for concrete homes. Our mortgage brokers will clearly outline survey requirements and any additional costs you may need to consider.
Get Started with Our Liverpool Mortgage Advisors Today
If you’re ready to discuss mortgages or remortgage options for your concrete-built property in Liverpool, CRC Mortgages is here to support you every step of the way. We work diligently and transparently, aiming to save you as much time and effort as possible in securing appropriate mortgage deals.
Contact us today and speak to our knowledgeable Liverpool mortgage advisors about your concrete property mortgage needs.