If you’re a limited company director or self-employed professional in Liverpool looking to secure funding for your property, CRC Mortgages can help. Our experienced mortgage advisors specialise in supporting limited companies through the complexities of property finance. Whether you’re purchasing a property, buy-to-let housing, or expanding your business premises, our dedicated Liverpool-based mortgage brokers will guide you through each step of the process, making it as streamlined as possible.
What is a Limited Company Mortgage?
Securing mortgages as a limited company differs significantly from traditional mortgage applications. Lenders often have distinct criteria, assessment processes and documentation requirements specifically tailored for limited companies. Our professional mortgage advisors at CRC Mortgages in Liverpool have comprehensive knowledge of these requirements. We take the time to understand your business structure, financial objectives and long-term goals, so we can help you identify mortgage solutions that closely match your needs.
At CRC Mortgages, we assist companies registered in Liverpool and across the North West region to navigate the complexities involved in obtaining a limited company mortgage. Our specialist advisors will explain clearly how the process works and what documentation you’ll need to prepare in advance, making the application as straightforward as possible.
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT
The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £449 to £699 and this will be discussed and agreed with you at the earliest opportunity.
If you would like to speak with an adviser,
please contact us below.
Buy-to-Let Limited Company Mortgages Liverpool
Limited company buy-to-let mortgages are becoming increasingly popular among Liverpool’s landlords and property investors. Purchasing buy-to-let properties via a limited company structure can provide certain tax efficiencies and strategic benefits. However, securing finance within this corporate structure can be complex.
At CRC Mortgages, we specialise in supporting landlords and investors in Liverpool who wish to purchase or remortgage buy-to-let properties through limited companies. Our skilled brokers provide clear, impartial mortgage guidance, helping you understand your options, potential benefits and important considerations prior to deciding how best to proceed.
Remortgaging Liverpool
Considering remortgaging your current Liverpool-based limited company property assets? Our professional advisors at CRC Mortgages can make the remortgaging process as straightforward as possible. Whether your company aims to release equity, consolidate business debt, or secure more favourable rates, we carefully review your existing mortgage arrangements, understand your financial circumstances, and help you evaluate relevant offers.
With strong expertise in Liverpool’s property market and excellent relationships with reputable lenders, we can connect you to suitable remortgage deals tailored specifically for your company’s requirements.
Why Choose Our Mortgage Advisors Liverpool?
When it comes to limited company mortgages, choosing the right mortgage advisor is crucial. At CRC Mortgages, you’ll find a team of professional, approachable mortgage specialists who understand Liverpool’s property market and the unique requirements of limited companies. We are committed to providing clear, trustworthy guidance to help you make informed decisions tailored to your business objectives.
Our experienced mortgage brokers will manage your case with care, clear communication and attentiveness, ensuring the mortgage application process moves forward as smoothly and efficiently as possible. CRC Mortgages is proud to have established an exceptional reputation across Liverpool, having successfully helped many local businesses secure appropriate mortgage solutions.
FAQs About Limited Company Mortgages in Liverpool
Can my limited company get a mortgage in Liverpool?
Yes, limited companies can apply for mortgages in Liverpool, but lenders’ criteria and assessment procedures typically differ from standard residential mortgages. We can guide you to help understand the requirements and process clearly.
Are mortgage rates higher for limited company mortgages in Liverpool?
Limited company mortgages can sometimes carry higher interest rates due to the specialised nature of these products. However, rates vary across lenders and products. Our advisors will help you fully assess different options to identify competitive rates and suitable products.
Do I personally guarantee a limited company mortgage?
In many cases, lenders will require personal guarantees from company directors. This varies depending on lender policies and your individual circumstances. We can help you evaluate options and explain clearly what this means for you.
How long does a limited company mortgage take to complete?
The timescale for completion of a limited company mortgage in Liverpool typically varies depending on the complexity of your application and the lender’s processes. Generally, the process could range from several weeks to a couple of months. At CRC Mortgages, we aim to make this process as swift and efficient as possible.
Can a newly formed limited company apply for a mortgage?
Yes, new limited companies can apply for mortgages; however, some lenders prefer companies with established trading history. Our knowledgeable mortgage advisors will assess the situation of your company and advise you clearly on the available options.
For more information or to discuss your limited company mortgage options in Liverpool, contact our friendly team of mortgage brokers at CRC Mortgages today.